Parenting Teen

Saving For College, The UPromise Way!

This post brought to you by Upromise by Sallie Mae. All opinions are 100% mine.

Do you remember when I told you all about my plan to sign up my kids for a 529 college savings plan? Well, I did it, and I am making monthly contributions to be sure that we don’t get hit with the costs of college when the time comes.

As college price tags rise, so does our inability to afford them. I feel like it is much more inflated than the average salary increase, so how can we keep up? There are a few ways to take the burden off, and it starts now. One of the latest programs I learned about is Upromise by Sallie Mae.

The UPromise program basically helps families save for college by rewarding cash back for every day purchases. When you grab household essentials from Target or Walmart, reserve a hotel room with, fill your gas tank at Exxon Mobil, stock up on shoes at Famous Footwear, or even plan your vacation at Walt Disney World, you’ll get a percentage of that purchase back. Here’s how it works:


  • You’ll have to sign up for a free UPromise account, and log into it when you are ready to shop. Click a link to the preferred retailers website from within the UPromise website.
  • You can use the RewardU tool bar, which identifies and reminds you of the retailers and products that qualify for a cash return.
  • Do your shopping, check out, and pay for your purchases online as you would normally do.
  • The cash back is automatically deposited into your UPromise account and can be used towards an existing 529 savings plan, student loans, in a Sallie Mae savings account, or you can request a check.


I have been trying to finish my back to school shopping, so I decided to try out the UPromise program. I chose Old Navy, they have a 5% cash back offer, so I will end up getting about $2 back on my $40 purchase. Not too shabby for doing nothing extra, this can really add up!



Just think about how much you spend on essentials, this can really add up over the years! This seems like a good addition to an existing 529 savings plan, they can work together. As of now, members have received a combined $750 million through UPromise. Although this program mostly applies to online shopping, the majority of us will b buying products online anyway for a long time to come. Why not save while you do and get your piece of the pie?

Check out the Upromise by Sallie Mae program, it might be a good one for your family. Save up for college, or whatever life throws your way. It’s worth it.


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